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North Balance+

Interest on the cash you haven't invested yet.

Cash in your North brokerage account doesn't sit idle. With North Balance+, eligible cash, including deposits, proceeds from settled sales, and dividends that have not been reinvested, earns 2.5% interest automatically for as long as it remains uninvested.

  • No separate account.
  • No transfers.
  • No extra steps.

*Interest rate subject to change. Eligibility requirements apply. See full disclosures.

Illustrative example of the North mobile app: a portfolio summary showing total value, holdings split across stocks, ETFs and alternatives, and an available cash balance earning interest. Figures are examples, not actual performance.

Built for today's investors.

Whether you're just getting started or building your portfolio, North gives you more ways to put your money to work. Trade eligible digital securities, keep your cash earning interest with North Balance+, and invest through a platform designed for modern markets.

North Balance+ is an interest-bearing brokerage account feature designed to offer more flexibility without changing how you invest.

  • Liquid

    Cash remains available for investing or withdrawal, subject to standard settlement timing.

  • Automatic

    Interest accrues daily on eligible uninvested cash—no enrollment or extra steps.

  • Integrated

    Built into your North brokerage account experience.

How It Works

Simple. Transparent. Built into your account.

Eligible uninvested cash earns interest automatically.

  1. Cash deposited

    Funds settle in your North brokerage account.

  2. Available cash

    Your cash becomes an eligible free credit balance.

  3. Earns interest

    Interest accrues daily on eligible cash.

  4. Used for investing

    Cash remains available for investing or withdrawal.

Stays liquid. Now earns interest.

Your cash isn't swept into a bank account or invested in a fund. It stays a free credit balance in your brokerage account.

Get Started
Key Benefits

More from your uninvested cash. No extra steps.

  • Full Liquidity

    Your cash remains available to buy securities or withdraw at any time, subject to standard settlement timing.

  • Interest Accrues Daily

    North calculates interest on your eligible end-of-day balance each business day.

  • No Extra Steps

    No new application, no minimum holding period, no fee just to participate.

*SIPC protection applies up to $500,000 in securities, including $250,000 in cash. For details, visit sipc.org.

Ready to put your uninvested cash to work?

Open a North brokerage account and start earning with North Balance+.